Changes in version 0.1.5 - Fixed the multiple-life Monte Carlo workflow used in the mc_annuity() examples. - simulate_lifetimes() now constructs lifetime simulations defensively when mortality inputs contain invalid terminal values. - mc_multilife_status() now uses defaults compatible with simulate_lifetimes(): sim_id, life_id, Kx, and Tx. - Added a regression test for the full multiple-life simulation workflow.